may have a lot of newly graduated college students have their own entrepreneurial ideals, but the reality of the shortage of funds so that many people can do nothing. What are the ways for college students to start their own business? Xiaobian to introduce in detail.
(1): Bank of bank loans is the main financing channels for enterprises. Bank lending is known as the entrepreneurial financing of the reservoir, the entrepreneur is a mass base". Meet the conditions of the borrower, according to the individual’s resources and the ability to repay, the maximum can get a single 500 thousand yuan loan support. The term of the loan is generally one year, the longest is not more than three years. According to the nature of funds, divided into three types of working capital loans, fixed assets loans and special loans. Special loans usually have a specific purpose, the loan interest rate is generally more favorable, the loan is divided into credit loans, secured loans and bills discounted.